CREATING YOUR WEALTH
The first stage of Wealth Management is creating your wealth
Saving monthly is a good way to begin creating your wealth. The sooner you start saving, the more time your money has the potential to grow. When interest rates, are low it can be hard to make the most of your savings. An adviser can help you understand your options and create a bespoke investment plan for you, based on your individual needs and goals to make your money work hard for you. At Four Wealth Management, our advisers will use a diversified approach to creating wealth aiming to reduce risk.
Getting on the property ladder can be an ideal way to continue creating your wealth. Whether you are buying your first home or looking to invest in property to make an additional income, we can help you find the most suitable mortgage for you.
Starting a pension as early as possible is a tax-efficient way of saving for your future. Get help starting your pension today.
Most people are eligible for auto-enrolment and will already have a pension started for them with employer contributions. However, the minimum contributions are relatively low, which means that you are unlikely to achieve your desired lifestyle at retirement with this alone. Starting your own additional pension could overcome this and you can still take advantage of up to 45% tax relief from the government, on the basis that any tax relief above the basic rate is claimed via your annual tax return. At Four Wealth Management, we are experienced in helping clients who are starting pensions and thinking about their options at retirement.
Your home or other property may be repossessed if you do not keep up repayments on your mortgage.
The value of an investment with St. James’s Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.
The levels and bases of taxation and reliefs from taxation can change at any time. The value of any tax relief depends on individual circumstances.
Creating Wealth
For those just starting to think about financial planning, your Four Wealth Management financial adviser will help you develop and implement a comprehensive financial strategy as you start saving, acquiring assets and creating your wealth.
News and insights
New tax year – time to review your ISAs
We’re now in the 2024/25 tax year which means that you get a new £20,000 ISA allowance to use. Before you look to use your ISA allowance this
Many divorcing couples still are not sharing their pensions
A marriage breakdown can be one of the most stressful and traumatic events that you can go through so it is unsurprising that many people make irrational decisions
Can grandparents open a Junior ISA for a grandchild?
At Four Wealth Management, we are often approached by grandparents who are looking to invest for their grandchildren tax-efficiently. There are various different savings and investment accounts to
What pension schemes can self-employed people use?
If you are self-employed then planning for your retirement requires you to proactively look at your own pension options in order to ensure you are financially secure when
Book your place at a complimentary seminar
We offer complimentary seminars on investment planning, retirement planning and inheritance tax mitigation to help you to make more of your money. Our financial advisers will be there to answer your questions.
Enquire now
If you have any queries or would like to arrange a face to face meeting with an adviser for a no obligation review of your personal finances, simply book a call back using the form below. Alternatively, you can call us on 0117 973 0500.