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Should I put my life insurance into trust in the UK?
Many people do not want to think about dying or what will happen after they pass away. However, for the financial security of your
Many people do not want to think about dying or what will happen after they pass away. However, for the financial security of your
Financial planning for families and passing wealth through the generations is one of our main areas of expertise. All parents want to give their
Capital Gains Tax (CGT) is the tax on the profit you make when you sell valuable assets that has gone up in value since
Amid the busy day-to-day life of running your own business, it can be easy to put thinking about your retirement to one side. However,
It is common for women to have much smaller pension pots than men. Increased life expectancy is a challenge for both men and women.
There has been significant progress in recent years around equality for women. However, unfortunately even in 2024, women still face multiple financial gaps that have a
Divorce is emotionally challenging, but it also brings significant financial changes that require careful planning to help you to rebuild financial stability and secure
Downsizing to a smaller property that is easier to manage can be a good option for those who are at retirement as a smaller
Every individual gets an allowance of £3,000 per year that they can gift to whoever they choose free from inheritance tax. This gift is
We’re now in the 2024/25 tax year which means that you get a new £20,000 ISA allowance to use. Before you look to use
While the transition into retirement can be an exciting time for people, it can also be a stressful period. Many people are concerned about
A marriage breakdown can be one of the most stressful and traumatic events that you can go through so it is unsurprising that many
At Four Wealth Management, we are often approached by grandparents who are looking to invest for their grandchildren tax-efficiently. There are various different savings
If you are self-employed then planning for your retirement requires you to proactively look at your own pension options in order to ensure you
You spend your lifetime building and preserving your wealth but ensuring that it is passed to your future generations tax-efficiently requires strategic planning in
Probate is the legal process of administering an individual’s estate after they pass away. It can be time-consuming and very complex. However, trusts can
What is a financial adviser? Financial advisers provide clients with bespoke advice on how to manage their finances and offer many different services, including
It is hard to consider what could happen if there comes a time when you are mentally unable to make your own decisions; at
For landlords, selling a property can result in capital gains which might mean that they face a capital gains tax bill. Understanding capital gains
Inheriting a property can provide you with a valuable asset and the chance of financial stability, however it also has various tax implications that