Four Wealth Management: bespoke financial advice in Cheltenham and Gloucester

Bespoke financial advice tailored to your circumstances

Four Wealth Management provides clients with face-to-face bespoke financial advice tailored to your individual circumstances. We offer a wide range of financial planning solutions including pension advice, estate planning, mitigating inheritance tax, ISAs and tax-efficient investment management.

Our aim is to build a long-lasting relationship with you based on trust and under-pinned by advice that is tailored to your personal needs to help you achieve your financial goals. Our financial advisers are dedicated to taking the time to understand your current circumstances and aspirations before providing you with wealth management advice to help you to achieve both your short and long-term goals. All financial advice you receive is underpinned by the St. James’s Place guarantee which guarantees the advice you receive is suitable for your individual circumstances giving you peace of mind.

At Four Wealth Management, we adopt a holistic approach to financial planning which means we look at your entire financial situation include your pensions, savings and investments in order to create an efficient financial planning strategy tailored to you. This approach helps to identify investments that match your appetite for risk and maximise the likelihood of you achieving your financial goals.

We offer all clients an annual review of their portfolio to help make sure their portfolio is on track to meet your goals.

Four Wealth Management have clients throughout Gloucester. Our experienced financial advisers are happy to meet you at your home address or at our office in Cirencester for a no-obligation financial review meeting.

St. James’s Place guarantees the suitability of the advice given by members of the St. James’s Place Partnership when recommending any of the wealth management products and services available from companies in the Group, more details of which are set out on the Group’s website at www.sjp.co.uk/products.

The value of an investment with St. James’s Place will be directly linked to the performance of the funds selected and the value may fall as well as rise. You may get back less than the amount invested.

The levels and bases of taxation, and reliefs from taxation, can change at any time and are generally dependent on individual circumstances.

Financial Advice in Gloucester

Planning your retirement can be a daunting process. Whether you are looking to start a new private pension, review your existing pensions or decide when to retire, our experienced pension advisers can help create a tailored solution for you. An adviser will help you to determine how much income you need when you retire and create a bespoke plan to help you achieve your goals.

To review your pension plans, book a no-obligation meeting with a financial adviser at our office in Cirencester or your home by phoning 0117 973 0500.

Looking to retire soon? The options available to you when retiring are more complex than ever. Our Financial Advisers will work with you to determine which income option is suitable for your circumstances when you retire. They will also help you to determine what age you can retire and have enough income to maintain your current lifestyle.

Phone us on 0117 973 0500 to arrange a no-obligation meeting to discuss your retirement options at our office in Cirencester or our advisers are happy to meet you in your home throughout the UK.

There are many different types of investments and it may be hard to determine which investment is suitable for your circumstances. There also may be investment options available to you that you haven’t considered.

Whether you are looking to invest a lump sum, regular amounts or review your existing investments, at Four Wealth Management, a financial adviser will explain the benefits and risks of your investment options. Your adviser will then create a tax-efficient investment strategy tailored to your circumstances and financial goals.

Book a no-obligation financial review at our Cirencester office or at your home address by phoning 0117 973 0500.

Estate Planning is the process of managing your assets in the event of incapacity or death. When Estate Planning, ensuring the right people inherit your wealth and reducing Inheritance Tax are two main priorities.

Careful planning can reduce or even eliminate the amount of Inheritance Tax your Estate could owe to help achieve the most efficient transfer of wealth to your loved ones.

To start or review your existing estate plan, contact us to book a no-obligation face-to-face review with an experienced adviser on 0117 973 0500.

Book your place at a complimentary financial planning seminar in Cheltenham

Retirement planning

Inheritance tax planning

Options at retirement

More services

Visit our Cirencester Office

St. James’s Place House
1 Tetbury Rd,
Cirencester,
GL7 1FP

Email: fourwm@sjpp.co.uk

Call: 0117 973 0500

What our clients say