Ensuring your gifts have maximum impact

Four Wealth Management can help you to help others

We provide holistic advice to meet all of your financial objectives, including philanthropy.

Our advisers can help you understand how you can support the causes and communities you believe in. Financial advice can ensure your gifts have maximum impact. Our aim is to ensure that you can give easily, when you want and to whom you want.

As a donor, you have a lot of giving options. We will help you focus your charitable donations to maximise your impact and satisfaction, while also maximising your tax deductions. Our advisers will also calculate how much money you expect to need in the future, so you know how much you can afford to donate.

If you leave more than 10% of your net estate to charity in your will, your Inheritance Tax rate will be reduced.

St. James’s Place has a Philanthropy Service, which offers a tailored advisory service through the Charities Aid Foundation (CAF), to help your philanthropy to be more effective and rewarding. We will work with you to define your goals and measure the impact of your giving.

The levels and bases of taxation and reliefs from taxation can change at any time. The value of any tax relief depends on individual circumstances.

Frequently asked questions

If you gift to charity whilst you are still alive, you can benefit from a deduction in income tax. When you die, giving to charity could reduce or even eliminate any Inheritance Tax there is to pay.

Leaving money to charity can reduce, and in some situations, eliminate any Inheritance Tax liability.