Retirement advice and pension planning in Bristol
Make the most of your pensions
Life expectancy is increasing, which means you should start preparing for your retirement earlier to provide you with sufficient income when you retire.
If you are looking to start building your pension pot, track down and review your
existing pensions or decide when to retire, our experienced pension advisers
can help create a tailored solution for you.
Four Wealth Management’s head office is based in the heart of
Clifton, Bristol. You can book a no-obligation meeting to review your
retirement plans with one of our experienced Financial Advisers at our office
in Bristol or at your home address. While we prefer to offer a face-to-face
personalised service, if it is easier for you, meetings can be held on zoom.
We provide Retirement Planning advice in all areas of Bristol including Avonmouth, Bedminster, Bishopsworth, Brislington, Clifton, Eastville, Hengrove, Redland, Southville, Westbury on Trym and Whitchurch.
Retirement Planning Services in Bristol
At Four Wealth Management, our financial advisers can help you to prepare for retirement by calculating how big your retirement fund needs to be. Most people need two-thirds of their annual income when they were working to live on when they are retired in order to maintain their lifestyle. This may seem unachievable, however your adviser will work with you to determine how much you need to save per month to reach your goals.
If you start retirement planning early, you might be able to retire earlier than you thought. Subject to the minimum age of 55 there is no set retirement age and many people are uncertain about when they have enough money in their pension to be able to retire comfortably. If you have a target age you want to retire, your financial adviser will create a plan to help you to achieve this.
Advice on transitioning into retirement
The retirement landscape and legislation is constantly changing and it can be hard to decide which option is right for you when deciding how to take an income at retirement. Our Financial Advisers can calculate the amount of income you need when you retire and help you to achieve this.
Simply phone us on 0117 973 0500 to arrange a no-obligation meeting to discuss your retirement options at our office in Clifton, Bristol or our advisers are happy to meet you in your home throughout the UK.
Am I too old to start planning my retirement?
The earlier you start planning your retirement, the more options you will have. However, it is never too late to boost your pension pot and work on improving your lifestyle at retirement. Your Financial Adviser can work with you to recommend ways to increase your pension savings.
A pension is one of the most tax-efficient ways to save for your future as the government pays between 20%-45% additional tax relief on top of your contribution. Higher and additional tax relief must be claimed through your annual tax return.
The value of an investment with St James’s Place will be directly linked to the performance of the funds selected and the value may fall as well as rise. You may get back less than the amount invested.
The levels and bases of taxation, and reliefs from taxation, can change at any time and are generally dependent on individual circumstances.
You can arrange a no-obligation financial review of your pensions at your home or at our offices in Aztec West, Bristol
Visit our office in Aztec West, Bristol
Four Wealth Management,
SJP House,
Aztec West,
2610 The Quadrant,
Bristol,
BS32 4AQ
Email: fourwm@sjpp.co.uk
Call: 0117 973 0500
Book a no obligation review of your finances
If you have any queries or would like to arrange a face to face meeting with an adviser for a no obligation review of your personal finances, simply book a call back using the form below. Alternatively, you can call us on 0117 973 0500.
