How to get the balance between saving and investing
Saving and investing are both different ways of funding your future. It is important to have a combination of savings and investments to diversify
Saving and investing are both different ways of funding your future. It is important to have a combination of savings and investments to diversify
Having a baby is a very exciting time, however it is also undoubtedly very expensive. There are extra one-off costs such as a pram
In the 2022/23 tax year the maximum amount of State Pension you can receive is £185.15 per week. This amount is on the condition
It is important to give yourself time to prepare for retirement, as decisions made can be irrevocable and shape how you live the rest of your life.
When approaching retirement, life can be full of opportunities and choice. It could be a good time to reassess your priorities and what you
The pension annual allowance is a limit to the total amount of contributions that you can pay into a pension scheme in one tax
Many people want to pass their assets onto their son or daughter when they die. A pension is a tax-efficient way to do this
Many people take their State Pension income as soon as they reach state pension age. However, if you do not need the income at
The vast majority of women say that they don’t talk about money with family and friends*. Judgement from others can mean that women do
Most people strive to live comfortably in retirement. But knowing how much money you’ll need to live on in the future, can be hard
Interest rates are currently at record lows and inflation is at 10% meaning that the cost of living is rising much faster than your cash
If you have any existing medical conditions and are looking at taking out a protection plan for your finances, such as life insurance, critical
Many tax reliefs and allowances are well-known, however some are more complicated. If you are a high earner or your overall household income is
If you have spent your lifetime saving for money for your retirement, you are likely to want your loved ones to inherit your pension
Women’s financial power is increasing however the majority of women choose to save, not invest with 68% of women’s portfolios in cash or cash
A pension is one of the most tax-efficient ways that you can save for your future. You will automatically receive basic rate tax relief
Divorce is a stressful time and will impact your life dramatically as well as your finances. Most people seek expert help from a lawyer
Women come to us at all stages of preparing for their retirement. Whether you are just starting out and looking to start a pension
It is becoming increasingly common for children to have to go to ‘The Bank of Mum and Dad’ for financial help to achieve life
It is common for women to have much smaller pension pots than men. Increased life expectancy is a challenge for both men and women. Many
Four Wealth Management Ltd is an Appointed Representative of and represents only St. James’s Place Wealth Management (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the Group’s wealth management products and services, more details of which are set out on the Group’s website at www.sjp.co.uk/products. The `St. James’s Place Partnership’ and the titles `Partner’ and `Partner Practice’ are marketing terms used to describe St. James’s Place representatives.
Four Wealth Management Ltd is registered in England and Wales, Number 07218115. Registered Office: Waterloo House, Waterloo Road, Clifton, Bristol, BS8 4BT